Dental Financing Options

Flexible monthly payment options from CareCredit.

We take pride in delivering the finest dental care while keeping the costs to our patients as reasonable as possible, as such, our policy is that payment (or financing) is due at the time service is rendered unless other arrangements have previously been made.

Payment Methods

For your convenience we accept the following payment methods: cash, check, Visa, Discover, MasterCard, and American Express. We also offer affordable dental financing plans through CareCredit.




American Express




Making care possible…today.

CareCredit Prequalify/Apply NowThink of CareCredit as your own health, wellness and beauty credit card. Whether it’s laser dentistry, getting a crown, bridge or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists, and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting or contacting our office. Ready to apply? See if you prequalify then apply online for your CareCredit card today.

You’ll be smiling brighter in no time! Apply Now

CareCredit® FAQ

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.
You can use CareCredit to pay for any dental treatment including necessary procedures like root canals or cosmetic procedures like whitening, porcelain veneers, dental implants and more!
Yes, you can use CareCredit anywhere it is accepted for all different types of elective and cosmetic dentistry.
Yes, you can use CareCredit to pay for all out-of-pocket costs from elective procedures such as teeth whitening to acute needs such as a root canal. Furthermore, you may also use CareCredit for deductibles and co-payments.

*Subject to credit approval. Minimum monthly payments required. Visit for details.


Online personal loans at great rates.

LendingClub®Fort Bragg Center For Laser & Cosmetic Dentistry is pleased to offer flexible payment plans from LendingClub.

You can calculate potential monthly payment options. Or place an application in a few short minutes, and decisions are typically available in seconds. For more information, just ask our team or visit

A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required and personal loans typically have lower interest rates than most credit cards.

Since interest rate and loan terms on a personal loan are fixed, you can select a loan and payment amount that fits within your budget—which is great when you’re consolidating debt. Plus, you’ll know the exact date your loan will be fully paid off. Using a personal loan to consolidate high-interest credit card debt might even help improve your credit score.1

Join Over 4 Million Members Nationwide

  • Borrow up to $40,000
  • Receive money in as little as 24 hours, upon loan approval2
  • Competitive fixed rates and fixed monthly payments
  • No application or prepayment fees
  • Automatic payment withdrawals

LendingClub® FAQ

A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral usually is not required.
You can use a personal loan for almost any purpose, with a few exceptions. LendingClub Bank members often use personal loans to pay off credit cards at a lower rate, consolidate debt, or take care of unexpected home repairs and medical bills. A few ways a personal loan from LendingClub Bank cannot be used include anything related to education after high school, making investments (such as securities or cryptocurrency), or funding any illegal activity.
To qualify for a personal loan from LendingClub Bank you must be a U.S. citizen at least 18 years of age with a verifiable bank account. (We accept applications from all states except Iowa and the U.S. territories.)

Your loan application will be evaluated based on several factors, including the information provided by you and the credit bureaus, your credit score, and your ability to repay. For the lowest rates, it helps if you have a higher than average credit score, a low debt-to-income ratio, and a good credit history. Often, applying with another person can help you qualify for a better rate and/or larger loan amount.

Most members are approved within 24 hours and receive their money from LendingClub Bank in as little as 24 hours.2 You can help keep things moving along by checking your To-Do List and making sure you have submitted all the documents and information requested.

You can apply and complete the entire process online from the comfort of your home using your phone, laptop, or tablet. Once your personal financial information has been verified, we’ll use our marketplace to look for investors for your loan. If your loan is funded and, depending on your selections, your money will be sent directly to your creditors and/or deposited into your bank account.

Checking your rate from LendingClub Bank has absolutely no impact to your credit score because a soft credit pull is used. A hard credit pull that could impact your score will only occur if you continue with your loan and your money is sent.

The good news is that a personal loan could positively impact your credit down the road if you’re able to show a history of on-time payments and reduction in overall debt (that means no new debt, such as higher credit card balances).

Choose your offer
If your loan request is approved, you’ll be able to review the loan amount, interest rate, APR, monthly payment, and loan term.

Confirm your information
We ask for your Social Security number, and about your income and employment. If we need any other documents or information, we’ll let you know in your To-Do List. Then, hold tight while we look for your investors on our marketplace and wrap up your loan.

Get funded
Once your loan is approved, we’ll send the money straight to your bank account, and/or pay your creditors directly if you choose this option, in as little as 24 hours, upon approval.2

1. Reducing debt and maintaining low credit balances may contribute to an improvement in your credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.
2. Between January 2022 and March 2022, personal loans issued by LendingClub Bank were funded within 24 hours after loan approval, on average. The time it takes for a loan to be funded is not guaranteed and individual results vary based on multiple factors, including but not limited to investor demand.